Posts Tagged 'consumer bankruptcy'

Jim Cossitt Featured Speaker at Conference for National Consumer Bankruptcy Attorneys Association

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Jim Cossitt is slated to be a featured speaker at the National Association of Consumer Bankruptcy Attorney’s 25th Annual Convention in Orlando, FL.

Jim  will speak at two separate sessions on Saturday, May 6. He will serve with two judges on a panel discussing  the topic of consumer bankruptcy ethics and also speak at a session addressing the legal and ethical duties of  reaffirmation agreements. ...

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Tips for a Successful Montana Bankruptcy

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It makes me cringe each time I get a call for a second opinion bankruptcy consultation from a distressed client with a botched bankruptcy case — the lawyer charged very little but missed things, didn’t act in the client’s best interest and didn’t have enough bankruptcy experience and expertise to ensure a successful outcome.   The lawyer was driven by low ball fees and the client got what they paid for, ...

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Should I reaffirm my debt?

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Short answer: Hell no. Reaffirmation agreements are in the best interest of the creditor, not the debtor.

In a reaffirmation agreement, the debtor chooses to become legally obligated again to pay in full the debt which would be discharged in bankruptcy filing. Reaffirmation agreements are voluntary and not required by the Bankruptcy Code or by law. Reaffirmation totally negates the fresh start provided by bankruptcy and most ...

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